> ## Documentation Index
> Fetch the complete documentation index at: https://docs.creditbenchmark.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introducing the Analytics API

> Pull Credit Benchmark data into dashboards and reports through five new Analytics API routes covering portfolio trends, rating moves, and breakdowns.

export const AnalyticsRouteMatrix = () => <div style={{
  display: 'grid',
  gridTemplateColumns: 'repeat(2, minmax(0, 1fr))',
  border: '2px solid #64748b',
  borderRadius: '6px',
  overflow: 'hidden',
  background: '#ffffff',
  fontFamily: 'inherit'
}}>

    <div style={{
  borderRight: '1px solid #94a3b8',
  borderBottom: '1px solid #94a3b8',
  display: 'flex',
  flexDirection: 'column'
}}>
      <div style={{
  padding: '10px 14px',
  background: '#e2e8f0',
  borderBottom: '1px solid #94a3b8',
  fontSize: '12px',
  fontWeight: 700,
  color: '#0f172a',
  letterSpacing: '0.01em'
}}>Portfolio trend</div>
      <div style={{
  padding: '14px'
}}>
        <div style={{
  display: 'flex',
  gap: '8px',
  alignItems: 'stretch'
}}>
          <div style={{
  fontSize: '11px',
  fontWeight: 700,
  color: '#334155',
  writingMode: 'vertical-rl',
  transform: 'rotate(180deg)',
  textAlign: 'center',
  paddingBottom: '4px'
}}>PD</div>

          <div style={{
  flex: 1,
  minWidth: 0
}}>
            <div style={{
  display: 'flex',
  gap: '6px'
}}>
              <div style={{
  width: '34px',
  height: '152px',
  display: 'flex',
  flexDirection: 'column',
  justifyContent: 'space-between',
  fontSize: '10px',
  color: '#475569',
  textAlign: 'right',
  paddingTop: '2px',
  paddingBottom: '18px'
}}>
                <span>0.50%</span>
                <span>0.40%</span>
                <span>0.30%</span>
              </div>

              <div style={{
  position: 'relative',
  flex: 1,
  height: '152px',
  borderLeft: '2px solid #334155',
  borderBottom: '2px solid #334155',
  background: '#f8fafc',
  overflow: 'visible'
}}>
                <div style={{
  position: 'absolute',
  left: 0,
  right: 0,
  top: '2px',
  borderTop: '1px dashed #dbe4ee'
}} />
                <div style={{
  position: 'absolute',
  left: 0,
  right: 0,
  top: '50%',
  borderTop: '1px dashed #dbe4ee'
}} />

                <svg viewBox="0 0 100 100" preserveAspectRatio="none" style={{
  position: 'absolute',
  left: 0,
  top: 0,
  width: '100%',
  height: 'calc(100% - 2px)'
}} aria-hidden="true">
                  <path d="M 0 18 L 9.09 20 L 18.18 22 L 27.27 25 L 36.36 28 L 45.45 31 L 54.55 35 L 63.64 39 L 72.73 43 L 81.82 48 L 90.91 53 L 100 58" fill="none" stroke="#1e40af" strokeWidth="2.5" vectorEffect="non-scaling-stroke" />
                </svg>

                <div style={{
  position: 'absolute',
  left: '0%',
  top: '18%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '9.09%',
  top: '20%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '18.18%',
  top: '22%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '27.27%',
  top: '25%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '36.36%',
  top: '28%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '45.45%',
  top: '31%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '54.55%',
  top: '35%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '63.64%',
  top: '39%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '72.73%',
  top: '43%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '81.82%',
  top: '48%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '90.91%',
  top: '53%',
  width: '7px',
  height: '7px',
  marginLeft: '-3.5px',
  marginTop: '-3.5px',
  borderRadius: '50%',
  background: '#1e40af'
}} />
                <div style={{
  position: 'absolute',
  left: '100%',
  top: '58%',
  width: '8px',
  height: '8px',
  marginLeft: '-4px',
  marginTop: '-4px',
  borderRadius: '50%',
  background: '#1e3a8a',
  border: '2px solid #ffffff'
}} />

                <div style={{
  position: 'absolute',
  left: '0%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '9.09%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '18.18%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '27.27%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '36.36%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '45.45%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '54.55%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '63.64%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '72.73%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '81.82%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '90.91%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '100%',
  bottom: '-8px',
  width: '1px',
  height: '6px',
  background: '#334155',
  marginLeft: '-0.5px'
}} />

                <div style={{
  position: 'absolute',
  left: '-6px',
  bottom: '0%',
  width: '6px',
  height: '1px',
  background: '#334155',
  marginBottom: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '-6px',
  bottom: '50%',
  width: '6px',
  height: '1px',
  background: '#334155',
  marginBottom: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '-6px',
  top: '2px',
  width: '6px',
  height: '1px',
  background: '#334155',
  marginTop: '-0.5px'
}} />
              </div>
            </div>

            <div style={{
  display: 'flex',
  justifyContent: 'space-between',
  marginLeft: '40px',
  marginTop: '10px',
  paddingRight: '2px',
  fontSize: '10px',
  color: '#475569'
}}>
              <span>Jan</span>
              <span>Apr</span>
              <span>Jul</span>
              <span>Oct</span>
            </div>
            <div style={{
  textAlign: 'center',
  marginTop: '6px',
  fontSize: '11px',
  fontWeight: 700,
  color: '#334155'
}}>Month</div>
          </div>
        </div>
      </div>
    </div>

    <div style={{
  borderBottom: '1px solid #94a3b8',
  display: 'flex',
  flexDirection: 'column'
}}>
      <div style={{
  padding: '10px 14px',
  background: '#e2e8f0',
  borderBottom: '1px solid #94a3b8',
  fontSize: '12px',
  fontWeight: 700,
  color: '#0f172a',
  letterSpacing: '0.01em'
}}>Rating distribution</div>
      <div style={{
  padding: '14px'
}}>
        <div style={{
  display: 'flex',
  gap: '8px',
  alignItems: 'stretch'
}}>
          <div style={{
  fontSize: '11px',
  fontWeight: 700,
  color: '#334155',
  writingMode: 'vertical-rl',
  transform: 'rotate(180deg)',
  textAlign: 'center',
  paddingBottom: '4px'
}}>Share</div>

          <div style={{
  flex: 1,
  minWidth: 0
}}>
            <div style={{
  display: 'flex',
  gap: '6px'
}}>
              <div style={{
  width: '34px',
  height: '152px',
  display: 'flex',
  flexDirection: 'column',
  justifyContent: 'space-between',
  fontSize: '10px',
  color: '#475569',
  textAlign: 'right',
  paddingTop: '2px',
  paddingBottom: '18px'
}}>
                <span>40%</span>
                <span>20%</span>
                <span>0%</span>
              </div>

              <div style={{
  position: 'relative',
  flex: 1,
  height: '152px',
  borderLeft: '2px solid #334155',
  borderBottom: '2px solid #334155',
  background: '#f8fafc'
}}>
                <div style={{
  position: 'absolute',
  left: 0,
  right: 0,
  top: '2px',
  borderTop: '1px dashed #dbe4ee'
}} />
                <div style={{
  position: 'absolute',
  left: 0,
  right: 0,
  top: '50%',
  borderTop: '1px dashed #dbe4ee'
}} />

                <div style={{
  position: 'absolute',
  left: '6px',
  right: '6px',
  bottom: 0,
  top: 0,
  display: 'flex',
  alignItems: 'flex-end',
  justifyContent: 'space-between',
  gap: '6px',
  padding: '0 2px'
}}>
                  <div style={{
  flex: 1,
  height: '34%',
  background: '#7c3aed',
  opacity: 0.85
}} />
                  <div style={{
  flex: 1,
  height: '52%',
  background: '#7c3aed',
  opacity: 0.85
}} />
                  <div style={{
  flex: 1,
  height: '68%',
  background: '#6d28d9'
}} />
                  <div style={{
  flex: 1,
  height: '78%',
  background: '#5b21b6'
}} />
                  <div style={{
  flex: 1,
  height: '58%',
  background: '#7c3aed',
  opacity: 0.85
}} />
                  <div style={{
  flex: 1,
  height: '42%',
  background: '#7c3aed',
  opacity: 0.85
}} />
                  <div style={{
  flex: 1,
  height: '26%',
  background: '#7c3aed',
  opacity: 0.65
}} />
                </div>

                <div style={{
  position: 'absolute',
  left: '-6px',
  bottom: '0%',
  width: '6px',
  height: '1px',
  background: '#334155',
  marginBottom: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '-6px',
  bottom: '50%',
  width: '6px',
  height: '1px',
  background: '#334155',
  marginBottom: '-0.5px'
}} />
                <div style={{
  position: 'absolute',
  left: '-6px',
  top: '2px',
  width: '6px',
  height: '1px',
  background: '#334155',
  marginTop: '-0.5px'
}} />
              </div>
            </div>

            <div style={{
  display: 'flex',
  justifyContent: 'space-between',
  marginLeft: '40px',
  marginTop: '10px',
  paddingLeft: '4px',
  paddingRight: '2px',
  fontSize: '10px',
  color: '#475569'
}}>
              <span>a-</span>
              <span>bbb+</span>
              <span>bbb</span>
              <span>bbb-</span>
              <span>bb+</span>
              <span>bb</span>
              <span>bb-</span>
            </div>
            <div style={{
  textAlign: 'center',
  marginTop: '6px',
  fontSize: '11px',
  fontWeight: 700,
  color: '#334155'
}}>Rating</div>
          </div>
        </div>
      </div>
    </div>

    <div style={{
  borderRight: '1px solid #94a3b8',
  display: 'flex',
  flexDirection: 'column'
}}>
      <div style={{
  padding: '10px 14px',
  background: '#e2e8f0',
  borderBottom: '1px solid #94a3b8',
  fontSize: '12px',
  fontWeight: 700,
  color: '#0f172a',
  letterSpacing: '0.01em'
}}>Sector breakdown</div>
      <div style={{
  padding: '10px 14px 12px'
}}>
        <div style={{
  display: 'grid',
  gridTemplateColumns: '1fr 56px 56px',
  gap: '8px',
  padding: '0 0 6px',
  borderBottom: '1px solid #cbd5e1',
  fontSize: '10px',
  fontWeight: 700,
  color: '#334155',
  textTransform: 'uppercase',
  letterSpacing: '0.04em'
}}>
          <span>Sector</span>
          <span style={{
  textAlign: 'right'
}}>Rating</span>
          <span style={{
  textAlign: 'right'
}}>PD</span>
        </div>

        <div style={{
  display: 'flex',
  flexDirection: 'column'
}}>
          <div style={{
  display: 'grid',
  gridTemplateColumns: '1fr 56px 56px',
  gap: '8px',
  padding: '8px 0',
  fontSize: '10px',
  color: '#334155',
  borderBottom: '1px solid #f1f5f9'
}}>
            <span>Financials</span>
            <span style={{
  textAlign: 'right',
  fontWeight: 600
}}>bbb</span>
            <span style={{
  textAlign: 'right'
}}>0.42%</span>
          </div>
          <div style={{
  display: 'grid',
  gridTemplateColumns: '1fr 56px 56px',
  gap: '8px',
  padding: '8px 0',
  fontSize: '10px',
  color: '#334155',
  borderBottom: '1px solid #f1f5f9'
}}>
            <span>Utilities</span>
            <span style={{
  textAlign: 'right',
  fontWeight: 600
}}>bbb+</span>
            <span style={{
  textAlign: 'right'
}}>0.35%</span>
          </div>
          <div style={{
  display: 'grid',
  gridTemplateColumns: '1fr 56px 56px',
  gap: '8px',
  padding: '8px 0',
  fontSize: '10px',
  color: '#334155'
}}>
            <span>Industrials</span>
            <span style={{
  textAlign: 'right',
  fontWeight: 600
}}>bb+</span>
            <span style={{
  textAlign: 'right'
}}>0.58%</span>
          </div>
        </div>
      </div>
    </div>

    <div style={{
  display: 'flex',
  flexDirection: 'column'
}}>
      <div style={{
  padding: '10px 14px',
  background: '#e2e8f0',
  borderBottom: '1px solid #94a3b8',
  fontSize: '12px',
  fontWeight: 700,
  color: '#0f172a',
  letterSpacing: '0.01em'
}}>Rating changes</div>
      <div style={{
  padding: '10px 14px 12px'
}}>
        <div style={{
  display: 'grid',
  gridTemplateColumns: '1fr 44px 44px 52px',
  gap: '6px',
  padding: '0 0 6px',
  borderBottom: '1px solid #cbd5e1',
  fontSize: '10px',
  fontWeight: 700,
  color: '#334155',
  textTransform: 'uppercase',
  letterSpacing: '0.04em'
}}>
          <span>Entity</span>
          <span style={{
  textAlign: 'right'
}}>Prior</span>
          <span style={{
  textAlign: 'right'
}}>Now</span>
          <span style={{
  textAlign: 'right'
}}>Move</span>
        </div>

        <div style={{
  display: 'flex',
  flexDirection: 'column'
}}>
          <div style={{
  display: 'grid',
  gridTemplateColumns: '1fr 44px 44px 52px',
  gap: '6px',
  padding: '8px 0',
  fontSize: '10px',
  color: '#334155',
  borderBottom: '1px solid #f1f5f9'
}}>
            <span>Ford Motor Co.</span>
            <span style={{
  textAlign: 'right'
}}>bb+</span>
            <span style={{
  textAlign: 'right',
  fontWeight: 600
}}>bb</span>
            <span style={{
  textAlign: 'right',
  color: '#dc2626',
  fontWeight: 600
}}>↓ 1</span>
          </div>
          <div style={{
  display: 'grid',
  gridTemplateColumns: '1fr 44px 44px 52px',
  gap: '6px',
  padding: '8px 0',
  fontSize: '10px',
  color: '#334155',
  borderBottom: '1px solid #f1f5f9'
}}>
            <span>Vodafone Group</span>
            <span style={{
  textAlign: 'right'
}}>bbb-</span>
            <span style={{
  textAlign: 'right',
  fontWeight: 600
}}>bbb</span>
            <span style={{
  textAlign: 'right',
  color: '#059669',
  fontWeight: 600
}}>↑ 1</span>
          </div>
          <div style={{
  display: 'grid',
  gridTemplateColumns: '1fr 44px 44px 52px',
  gap: '6px',
  padding: '8px 0',
  fontSize: '10px',
  color: '#334155'
}}>
            <span>Unilever PLC</span>
            <span style={{
  textAlign: 'right'
}}>a-</span>
            <span style={{
  textAlign: 'right',
  fontWeight: 600
}}>a-</span>
            <span style={{
  textAlign: 'right',
  color: '#94a3b8'
}}>—</span>
          </div>
        </div>
      </div>
    </div>

  </div>;

<div className="post-byline">
  <img className="post-avatar" src="https://mintcdn.com/creditbenchmark/MBcrXm7PNn_QJihI/images/blog/03_CB_Symbol_Down_SG_pos_RGB.png?fit=max&auto=format&n=MBcrXm7PNn_QJihI&q=85&s=3390b8615aa74c3c052766dc5ca17bce" alt="Credit Benchmark" width="1370" height="1470" data-path="images/blog/03_CB_Symbol_Down_SG_pos_RGB.png" />

  <div className="post-byline-meta">
    <span className="post-author">Credit Benchmark</span>
    <span className="post-date">April 17, 2026 · 2 min read</span>
  </div>
</div>

You can now pull Credit Benchmark data into your own dashboards, reports, and internal tools — without logging into the web app or waiting on a file export.

<Tip>
  **Five ways to query analytics at launch:** track portfolio trends, spot rating moves, break credit down by sector or region, pull raw entity data, or see how ratings are spread across a portfolio.

  Full request schemas and examples are in the [API reference](/api-reference/intro).
</Tip>

<div className="blog-body">
  ## Before this

  If you wanted CB data inside a morning report or a risk dashboard, the usual path was manual: run the view in the web app, export, paste, repeat. Fine for one-off work. Painful when the same portfolio needs checking every day.

  ## What changed

  <p style={{margin: '0 0 1rem', lineHeight: 1.7}}>
    The Analytics API returns the kind of output you would normally look at in the product — trend lines, rating distributions, sector summaries — as data your systems can consume directly.
  </p>

  <p style={{margin: '0 0 1.75rem', lineHeight: 1.7}}>
    Tell us which entities or portfolio you care about, choose the view you need, and get a response ready for a chart, a table, or a downstream feed.
  </p>

  <div style={{padding: '32px 0 24px'}}>
    <AnalyticsRouteMatrix />
  </div>

  ## What you can ask for

  | View                        | Good for                                                          |
  | --------------------------- | ----------------------------------------------------------------- |
  | Raw entity data             | Exports, spreadsheets, and models that need the underlying fields |
  | Portfolio trend             | Watching credit quality move over time                            |
  | Sector or country breakdown | Summarising the latest picture by category                        |
  | Rating changes              | Finding upgrades, downgrades, and movers in a portfolio           |
  | Rating distribution         | Seeing how the portfolio is spread across rating grades           |

  Contributor banks can also compare their own ratings against peers. Details are in [Metrics and scales](/api-reference/metrics-and-rating-scales).

  ## Where it fits

  * **Daily portfolio monitoring** — refresh the same view on a schedule instead of exporting by hand
  * **Dashboards and reporting** — send CB data straight into Tableau, Power BI, or internal tools
  * **Downstream feeds** — keep risk models and limit systems supplied without a manual step in between

  ## Getting started

  1. [Authenticate](/api-reference/intro) with your API credentials
  2. If you only have company names, resolve them first with the [Entity Resolution API](/api-reference/entity-name-resolution)
  3. Browse the [API reference](/api-reference/intro) for schemas, examples, and [Choosing a route](/api-reference/analytics-endpoints)
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