# Credit Benchmark Docs

> Credit Benchmark documentation hub: Consensus Credit methodology, API reference, data dictionary, and product guides.

## Docs

- [Aggregate Trend](https://docs.creditbenchmark.com/api-reference/aggregate-trend.md): Time series of aggregate credit metrics for a scoped entity universe. Use to track how consensus credit quality moves over time.
- [API Payload Examples](https://docs.creditbenchmark.com/api-reference/analytics-payload-examples.md): Small copy-paste payloads for common Analytics API requests and filter join syntax.
- [Create JWT Token](https://docs.creditbenchmark.com/api-reference/create-jwt-token.md): Create a JWT token.
- [Credit Breakdown](https://docs.creditbenchmark.com/api-reference/credit-breakdown.md): Credit quality snapshot broken down by a facet column — sector, country, industry, or any facetable field.
- [Entity Resolution](https://docs.creditbenchmark.com/api-reference/entity-name-resolution.md): Resolves entity names to Credit Benchmark identifiers. Returns ranked candidates with confidence scores.
- [Entity Rating Change](https://docs.creditbenchmark.com/api-reference/entity-rating-change.md): Entity-level rating changes over a lookback window. Use to identify upgrades and downgrades across a portfolio.
- [Get Columns](https://docs.creditbenchmark.com/api-reference/get-columns.md): Returns the available input column catalog. Use this to discover what fields can be used in scope filters, facets, and column requests.
- [Get Data](https://docs.creditbenchmark.com/api-reference/get-data.md): Raw entity-level data for a scoped universe across a time range. The primary endpoint for extracting point-in-time or time series data.
- [API Reference](https://docs.creditbenchmark.com/api-reference/intro.md): Authenticate, match entities, and query consensus credit analytics via the Credit Benchmark REST API. Includes endpoint reference and examples.
- [Name Matching & CBID Mapping](https://docs.creditbenchmark.com/api-reference/matching/overview.md): Credit Benchmark resolves free-text company names to CBIDs using a three-stage pipeline: candidate retrieval, feature engineering, and ML-based match scoring.
- [Accuracy & Coverage](https://docs.creditbenchmark.com/api-reference/matching/performance.md): Performance benchmarks for Credit Benchmark entity resolution: precision, recall, and coverage metrics measured on a held-out evaluation set.
- [Rating Distribution](https://docs.creditbenchmark.com/api-reference/rating-distribution.md): Share of entities in each rating bucket over time for a scoped universe.
- [Data Dictionary](https://docs.creditbenchmark.com/data/data-dictionary.md): Complete field reference for Credit Benchmark consensus data: field names, data types, schemas, access levels, and entitlement requirements.
- [Industry Schema Definitions](https://docs.creditbenchmark.com/data/industry-schema-definitions.md): Reference for Credit Benchmark industry and geographic classification hierarchies, from broad sectors down to specific subsectors and subdivisions.
- [API Access](https://docs.creditbenchmark.com/delivery-channels/api.md): Programmatic access to Credit Benchmark data through the API.
- [CB Web App Login](https://docs.creditbenchmark.com/delivery-channels/cb-web-app-login.md): Sign-in and password reset guidance for the Credit Benchmark Web App.
- [CB Web App Overview](https://docs.creditbenchmark.com/delivery-channels/cb-web-app-overview.md): Navigation overview for the Credit Benchmark Web App.
- [Installation Guide](https://docs.creditbenchmark.com/delivery-channels/excel-add-in/installation-guide.md): Installation guidance for the Credit Benchmark Excel Add-In.
- [Excel Add-In Guide](https://docs.creditbenchmark.com/delivery-channels/excel-add-in/user-guide.md): Credit Benchmark Excel Add-In access for consensus credit risk data.
- [Matching as a Service](https://docs.creditbenchmark.com/delivery-channels/feed-file/managed-entity-resolution.md): File-based managed matching for entity lists and Credit Benchmark identifiers.
- [SFTP and CB Secure File Transfer](https://docs.creditbenchmark.com/delivery-channels/feed-file/sftp.md): Connection requirements for Credit Benchmark SFTP and CB Secure file transfer.
- [Getting Access](https://docs.creditbenchmark.com/delivery-channels/getting-access.md): Access paths for current subscribers, prospective customers, and SSO-managed firms.
- [Delivery Channels](https://docs.creditbenchmark.com/delivery-channels/intro.md): Access patterns for Credit Benchmark applications, APIs, and file-based delivery.
- [Single Sign-On (SSO)](https://docs.creditbenchmark.com/delivery-channels/sso.md): SSO configuration for the Credit Benchmark Web App and Excel Add-in.
- [Aggregates](https://docs.creditbenchmark.com/delivery-channels/webapp-pages/aggregates.md): Aggregate credit trend analysis across sectors, industries, and countries.
- [Client Analytics](https://docs.creditbenchmark.com/delivery-channels/webapp-pages/client-analytics.md): Client Analytics comparisons between submitted data and consensus ratings.
- [Entity](https://docs.creditbenchmark.com/delivery-channels/webapp-pages/entity.md): Single-name consensus ratings and entity-level credit risk analysis.
- [Home Page](https://docs.creditbenchmark.com/delivery-channels/webapp-pages/home-page.md): Overview of the Credit Benchmark Web App Home Page: portfolio movers, universe-wide credit trends, and consensus rating highlights.
- [Inbox](https://docs.creditbenchmark.com/delivery-channels/webapp-pages/inbox.md): Inbox access for data files, reports, and shared downloads.
- [My Portfolios](https://docs.creditbenchmark.com/delivery-channels/webapp-pages/my-portfolios.md): Portfolio creation, management, and monitoring in the Credit Benchmark Web App.
- [Screener](https://docs.creditbenchmark.com/delivery-channels/webapp-pages/screener.md): Universe screening, saved filters, and portfolio creation from search results.
- [AWS Data Exchange](https://docs.creditbenchmark.com/integrations/aws.md): AWS access for Credit Benchmark data delivery via AWS Data Exchange.
- [Databricks Data Delivery](https://docs.creditbenchmark.com/integrations/databricks.md): Databricks access for Credit Benchmark data delivery via the Databricks Marketplace.
- [Snowflake Data Delivery](https://docs.creditbenchmark.com/integrations/snowflake.md): Snowflake access for Credit Benchmark data delivery.
- [CCR Distribution Fields](https://docs.creditbenchmark.com/methodology/consensus-calculations/distribution-calculations.md): Credit Benchmark calculates distribution metrics including standard deviation, skewness, and dispersion on contributed PD estimates for each entity.
- [Opinion Change Indicator](https://docs.creditbenchmark.com/methodology/consensus-calculations/opinion-change-indicator.md): The Opinion Change Indicator distinguishes genuine bank opinion changes from consensus rating moves caused by shifts in the contributing bank population.
- [Rating Comparisons (Notch Differences)](https://docs.creditbenchmark.com/methodology/consensus-calculations/rating-comparisons.md): Credit Benchmark uses notch differences to compare PD estimates for peer benchmarking, portfolio analysis, and cross-entity risk reporting.
- [Consensus Credit Rating](https://docs.creditbenchmark.com/methodology/consensus-credit-rating.md): The Consensus Credit Rating (CCR) is derived from contributed bank PD estimates and mapped to the Credit Benchmark 21-category rating scale.
- [Consensus Probability of Default (PD)](https://docs.creditbenchmark.com/methodology/consensus-pd.md): The raw Consensus PD is mapped to the CCR100 scale for finer-grained credit analysis, providing 101 buckets versus the standard 21 letter grades.
- [Contributor Count](https://docs.creditbenchmark.com/methodology/contributor-count.md): Credit Benchmark publishes Contributor Count and CCR Source for each entity, including the distinction between Consensus and Implied credit ratings.
- [Bank Data Onboarding](https://docs.creditbenchmark.com/methodology/data-processing/bank-onboarding.md): Credit Benchmark reviews sample PD files, validates contributor models, and onboards new contributing banks through a structured process before go-live.
- [Data Submission](https://docs.creditbenchmark.com/methodology/data-processing/data-submission.md): Over 40 contributing banks submit entity-level Probability of Default estimates to Credit Benchmark on a monthly or weekly data cadence.
- [Data Validation](https://docs.creditbenchmark.com/methodology/data-processing/data-validation.md): Credit Benchmark validates contributed PD data through layered controls including outlier detection, cross-bank checks, and trend analysis before consensus.
- [Industry Classification](https://docs.creditbenchmark.com/methodology/data-processing/industry-classification.md): Credit Benchmark maps NAICS, SIC, NACE, and other classification standards to a unified CB industry schema for consistent analytics across all entities.
- [Credit Methodology](https://docs.creditbenchmark.com/methodology/intro.md): Credit Benchmark collects, processes, and publishes consensus credit ratings from PD estimates submitted by the world's leading financial institutions.
- [Aggregate Calculation Methodology](https://docs.creditbenchmark.com/methodology/pd-aggregates/methodology.md): Portfolio PD aggregates are calculated using a back-calculation approach anchored to the most recent month and validated by the Opinion Change Indicator.
- [PD Aggregates Overview](https://docs.creditbenchmark.com/methodology/pd-aggregates/overview.md): Credit Benchmark builds portfolio-level credit risk indices from contributed PD data, covering CB Aggregates, custom aggregates, and client aggregates.
- [Alignment with Rating Agencies](https://docs.creditbenchmark.com/methodology/rating-agency-alignment.md): How Credit Benchmark Consensus Credit Ratings compare with S&P and Fitch, including rating distributions and upgrade and downgrade patterns.
- [Credit Benchmark Rating Scale](https://docs.creditbenchmark.com/methodology/rating-scales.md): Credit Benchmark maps Probability of Default values to Consensus Credit Ratings through its standardized 21-category scale, from aaa through d.
- [Bloomberg](https://docs.creditbenchmark.com/partnerships/bbg.md): Access Credit Benchmark data via the Bloomberg Terminal and Bloomberg Enterprise Data License.
- [Preqin](https://docs.creditbenchmark.com/partnerships/preqin.md): Access Credit Benchmark Credit Consensus Ratings inside Preqin Pro.
- [Release Notes](https://docs.creditbenchmark.com/product-updates/index.md): Latest product updates, feature launches, documentation changes, and platform announcements from Credit Benchmark.

## OpenAPI Specs

- [consensus-data](https://docs.creditbenchmark.com/openapi/consensus-data.yaml)
- [matching](https://docs.creditbenchmark.com/openapi/matching.yaml)
- [authentication](https://docs.creditbenchmark.com/openapi/authentication.yaml)
- [openapi](https://docs.creditbenchmark.com/openapi.yaml)